I have found that when a person vollunteers their time in their community, at the local food bank, library, United Way, etc... It is easier to get help getting back on ones feet. Your self esteem increases, and you make great connections. People see that you are a great worker and a great person..Try it......

If you need some one to talk with-----Post a message privately with your contact info-

Please stay e-connected for tips on daily living--

Sandra has office hours at:
Grand Haven, Michigan
Muskegon, Michigan
Personal Statement: I believe in providing quality service with respect for others classes and values. It is my duty to use use knowledge to help individuals and families to grow, by empowering them using their strengths and values, to overcome obstacles, and effectively deal with lifes day to day challenges to achieve their goals.&&&&&&&&&&&&&In addition to providing professional counseling services, Sandra is also available for public speaking and conducting didactic and group therapy on the topics of, job stress, parenting, anxiety, depression, post traumatic stress disorder, and grief / loss, divorce. Sandra is qualified and available to provide supervision at the bachelor and masters level for Michigan licensure in social work, and for the National Association of Social Workers, ACSW credential. Sandra also is available to provide consultation presentations for groups in the community and at Job sites. 
Sandra Alger
LMSW/ACSW 

Does anyone know if modest needs is a scam web site? People have given them private info at modest needs request and they have not recieved any help- Sands

I have a new office, and a new bussiness name-- "Psychiatric Social Work Services" Sands

Does any one know how long it has been taking to recieve a paper tax refund check back from the IRS this year?

All righty then... you are so very good looking...I like your make over.. no bones about it.. Sands

This site is a great place to vent, and a great place to recieve and give support. At least you know that you are not alone in your struggles. Sands

visit under mylinks for free budget sheets and other info to help with creditors, ect... Sands

Note: This aidpage was started as a comment on "Home page of Sandi1"

Sandra Alger, LMSW, ACSW is available to provide psychiatric counseling services in Grand Haven and Muskegon Michigan. Most insurances accepted and competative self pay rates.  Contact:  algershelp@yahoo.com. 

 Bio:
Overview: After passing the required Michigan Board of Social Workers exam, Sandra Alger was fully Licensed as a Masters Social Worker with a Clinical and Macro endorsement. Her nine years experience providing human services for Muskegon and Ottawa County area residents gave her clinical experience with groups, couples, families and individuals of all ages. Sandra has office hours at:
Grand Haven, Michigan
Muskegon, Michigan
 You may call for a free consultation with her at either location. Sandra received her masters degree in social work from Grand Valley State University. She also received continued education certificates in; Cognitive-Behavioral Therapy, Treatment of Anxiety Disorders, Working with the Self Injurer, and Effective Couples and Family Therapy.     Sandra accepts most insurances, including, Blue/ Cross Blue Shield, MESSA, Magellan, PPOM, Medicare Tri-care ect...and self pay.

Treatment Modalities: Clients benefit from Sandra's client centered approach to treatment, using the clients strengths with a focus on solutions. She uses an eclectic approach using the model which best fits the needs of the individual and family. -Treatment areas: Some of the issues Sandra provides treatment for include, Adjustment difficulties, Anxiety, Depression, Post Traumatic Stress Disorder, Job Stress, and Grief / Loss from death or divorce, and life adjustments. ------------------------------------------------------------------------------------------Clients have expressed appreciation for her genuineness, her listening, ----------empowering, and advocacy skills with a focus on client strengths. Personal Statement: I believe in providing quality service with respect for others classes and values. It is my duty to use use knowledge to help individuals and families to grow, by empowering them using their strengths and values, to overcome obstacles, and effectively deal with lifes day to day challenges to achieve their goals. Some of the groups Sandra is active with are the Grand Haven area Chamber of Commerce, and the Greater Ottawa Area United Way. She is actively involved with Toast-Masters International, and WSSN, a professionals net work group. Sandra also dabbles with Legislation when issues arise to help the under-served / poor, elderly, and children. &&&&&&&In addition to providing professional counseling services, Sandra is also available for public speaking and conducting didactic and group therapy on the topics of, job stress, parenting, anxiety, depression, post traumatic stress disorder, and grief / loss, divorce. Sandra is qualified and available to provide supervision at the bachelor and masters level for Michigan licensure in social work, and for the National Association of Social Workers, ACSW credential. Sandra also is available to provide consultation presentations for groups in the community and at Job sites.
Sandra Alger
LMSW/ACSW 

please see my latest link- for debt releif- free budget sheets to down load- go to daveramsey site and click on useful tool for free budget sheets down loads Sands

Please see my latest link- free down loads at this site - Sands

It is very important not to list your personal e-mail address on aid Page. Phishing, and scams are targetting the people on this site. Claims of winning milions, and giving money away have flooded my in box.... These scams are tempting....This is a warning.....THOSE ARE SCAMS-- Sands

please see my links for info on free and cheep stuff in or near your town-- Usualy household good, cloths for free, and cars ect-- for under $500.00 Sands

We did recieve some help through the local Lutheran social ministry, for gifts for the children, and gas / gift cards . This will see us through until after the New Year. We thank them for the uncoditional love shown to our family in this time of need. Sands

One family from oour church offered to buy each child a gift for Christmas- Thanks....Sands

Sandra Alger is available to provide counseling services at Psychological Services Center in Grand Haven and Muskegon Michigan. Psyserv.com/sandra.html for pic and info....

My family needs help and would not ask for help on the web with out exausting all resourses first. It took a lot of guts to get to this point, of asking, it is embarrassing, to say the least, humbling. At times even in professional organizations, people are refused help. Crooked cops, and incompetent professionals, and limited resourses with excessive families in need can and does at times create professional rudeness, and inhumane teatment. I to used to look through rose colored glasses, until I exsperianced the pain of rejection of human error, of incompetance, from the professionals insecurity, jeliousy, or what ever, this is humanity and it is not allways nice. Just because the Salvation Army and others are supposed to be nice they some times have people working there with problems, which in turn hurts others. I am sure and have exsperianced others using people kindness, and that taking advantage of others kind nature exists, however most people who ask for help need it, and if they say they can not get help other places who are we to judge.

Hi, I just found a yahoo group thing that is great- for people in need- It is called Free cycle- and cheep cycle, one goes to yahoo groups and types in free cycle in their geographical area. There are posts for free funiture, household items, ect. . . It is a bartering thing which is what this world needs to get back to in these tough times-- Sands

Hi Again- I checked on those places and face to face ect... they only serve domestic violence victems. I continue to look ... Sands

Hi, Is modest needs a scam ? I applied and they wanted me to send them some important private info, getting it noterized and stuff. I never recieved any help from them, and now I am wondering if maybe my private info got into the wrong hands- My drivers licensed number- ect...Please help---Is there a way to check on them? Sands

does anyone know if modest needs is a scam web site? People have given them private info at their request and they have not recieved any help- Sands

You are so very good looking-- Sands

Have a VERY MERRY CHRISTMAS Emil Sands

It is very important not to list your personal e-mail address on aid Page. Phishing, and scams are targetting the people on this site. Claims of winning milions, and giving money away have flooded my in box.... These scams are tempting....This is a warning.....THOSE ARE SCAMS-- Sands

Wizzard- Thank you so much for the details on the grant down loads. I will find these helpfull in my work...as well......Sands

Hi Wizzard- I down loaded Grant Gate and Federal Grant... Twice... I can not get them to come up after the down load any ideas??? Thanx - Sands

Hi Emil, I understand about the e-mail listing, however I am on the scammers list. Do you know who I contact, or where to report these scams? I am worried that some of these needy people may be sucked in by these scams... Sands

Hi Emil, Sinse setting up with this web site I have recieved several e-mail sollicitations SCAMS from places like Nigeria, wanting me to send money, to recieve money, calling themselves Philantropists, and some Phishising stuff, This is just to warn people those are scams. Be care-full what info you give out to them, best to not respond at all. Sands